Right now · October 2026
Covered California open enrollment runs November 1, 2026 – January 31, 2027 — and California adds its own state subsidy on top of federal help for households up to 200% of the poverty line.
• Have Medi-Cal? Renew on time. A missed renewal can end coverage even if you still qualify (you get a 90-day cure period), and new full-scope enrollment for undocumented adults 19+ froze on January 1, 2026 — people already enrolled keep coverage by renewing.
• Housing lists open and close fast: SCCHA interest lists and the City of San Jose affordable portal are the two doors. The alert signup lives on the housing program pages.
• Medicare open enrollment runs October 15 – December 7. Free, unbiased counseling: HICAP through Sourcewise, 408-350-3200.
Email signups happen on the checker and the Apply for Me form — nowhere else.